The manufactured Covid crisis was a giant wake-up call of how easily the masses could be manipulated into following authority, based on logic that made no sense at all. How many events in history have been exposed to be not what we were told they were, e.g. 9/11, 2012 Libor rate scandal, the Kennedy assassination, weapons of mass destruction, the Benghazi attack. Additionally, the Global Financial Crisis (GFC) exposed how big banks can swiftly fail, or require bailing out by government to stay afloat. Subsequent to that, it was Greece (2015) where depositors had their accounts frozen.

So, just how safe is money in the bank, and how much protection does it give you against the post-Covid inflation? The answer: ZERO! And now there is more talk than ever online about a global financial failure. If that were to happen, what would the consequences feel like for you and your portfolio where you have “put all your eggs in the property basket”?

“But David, just like gold and Bitcoin, property prices will go up too with inflation.” And that reasoning is valid, but the underlying problem will not be the value of your properties, but being able to service the debt during financial chaos that is predicted to be much worse than the GFC of 2008. Rising interest rates may not always equate to rising rents!

What happens when one of your tenants loses his job and you don’t get paid. Who is going to pay that monthly mortgage? What about those Houses in Multiple Occupation (HMOs) and the social problems that arise when several non-paying tenants spend hours per day getting on each other’s nerves? You are aware that local councils tell non-paying tenants to stay put as there is no social housing available. Get ready for the Renter’s Rights Bill to be enacted and the backlog of eviction cases waiting to be heard. In the meantime, you the landlord, will carry the financial load.

Ask yourself, “Who would benefit from a financial collapse?” Wouldn’t all those corporate landlords love the opportunity to buy up even more of the UK’s housing from all those distressed private landlords that followed each other down the same path? Wouldn’t a financial meltdown help Big Brother government implement their digital currency (CBDC) policy and keep us all under control once and for all? Once implemented, it would be hard to undo!

I am not telling you how to think, but I want you to think! We mostly operate within a confined bubble that forms our “belief system” based upon what we see, hear and therefore know. Asking people to look at the world from outside that bubble, especially in the span of a few short minutes, is mostly bound to fail. This is merely my bubble view of the world.

What I can tell you is that in the last 4 years, my view of the world has included all three of the above safety guards to protect my family in case of adverse times. These assets don’t mean how much they have gained in value, but a dire warning of just how much the value of Western currencies has been eroded! That is what should scare people the most!